This Privacy Policy applies to www.RogueLeasing.com, which is owned and operated by Rogue Financial Group LLC. (“Rogue Financial Group LLC,” “Us,” or We”). This Privacy Policy describes how Rogue Financial Group collects and uses the personal information you provide on our website www.RogueLeasing.com (“Website”) in order to provide our commercially leased / financed equipment (the “Service”) and evaluate the creditworthiness of each applicant. It also describes the choices available to you regarding our use of your personal information and how you can access and update such information.
For purposes of this Privacy Policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, and lease/finance application information. A large portion of the Personal Information we collect, use, share, and store is sensitive in nature, including your social security number and financial account information (“Sensitive Personal Information”).
We take every precaution to protect your information. When you submit sensitive information via our Website, such information is protected both online and off-line. Rogue Financial Group uses Secure Sockets Layer (SSL) technology to provide you with a safe and secure online application submission process. SSL technology enables encryption (scrambling) of sensitive information during your online activities. All of the forms on our site are secured with SSL technology so your personal information stays safe and out of malicious hands.
Information We Collect
We collect the following information from you:
Contact information such as name, email address, mailing address, and phone number;
Financial information such as, bank statements, credit card statements, your average bank balance and activity, personal and business credit history, payment behavior, bank account information, and tax ID number;
Social security number;
Unique identifiers such as user name and password, and IP address; and
Business information including company name, company size, and business type.
We may also conduct a site visit or telephone interview to collect information. We supplement the data you provide with your credit score obtained from one or more of the major credit bureaus. Once you are a Rogue Financial Group customer, we may reach out to you for information again if you decide to lease/finance additional equipment. Under no circumstances does providing this information to Rogue Financial Group constitute an obligation to enter into a lease/finance: this decision is reserved, without exception, to the management of Rogue Financial Group.
Use of Information
We use the information we collect to:
Verify your identity;
Determine whether or not you qualify for one of our leases;
Process your account, including deducting automatic payments; and
Communicate with you to send order confirmations, respond to customer service requests, send marketing communications, and send account update notifications;
Operate, maintain, improve, and provide to you the Service and to conduct our business;
Compile, save, use and analyze your Personal Information in both a personally” identifiable form and an aggregated, non-personally identifiable form.
Privacy and Sharing of Information
By submitting an Application Form to Rogue Financial Group, Business Applicant and each Individual Applicant (“Signers”) represents, acknowledges and agrees as follows: (i) all information provided to Rogue Financial Group and/or their corporate affiliates by Signers is true and complete; (ii) Signers authorize Rogue Financial Group to disclose all information and documents that Rogue Financial Group may obtain regarding Signers (whether from Signers or third parties) to other persons or entities that are under contract with Rogue Financial Group for the purpose of providing financing to applicants (“Recipients”) and (iii) Signers authorize Rogue Financial Group and Recipients to:
Obtain credit and employment information about the Signers;
Obtain credit reports and make any inquiries Rogue Financial Group and Recipients consider appropriate in connection with this Application or reviews of the Applicant’s account from time to time;
Disclose account information as required by law.
We may also disclose your Personal Information:
As required by law, such as to comply with a subpoena, or similar legal process, including in a bankruptcy proceeding;
When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity;
If Rogue Financial Group is involved in a merger, acquisition, or sale of all or substantially all of its assets or equity, in which case, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information; and
To any other third party only with your prior consent to do so.